Yes, you read that correctly. First time buyers who get into contract before April 30th will be able to double dip into both the Federal Tax credit of $8000 & the newly instated CA tax credit of $10,000. The loop hole has not been shut out & may not be since the window of opportunity […]
I need money! The 3 main home loans available now.
I need money….I need a loan. Which ones are there? What do I qualify for? For the most part, today, there are 3 types of loans. Conventional FHA VA Conventional is typically used when someone has a down payment of 10% or more. FHA is government backed financing that requires 3.5 min down payment. VA is […]
Ready? On your marks, get set, go! Oh, you need an agent…
Are you a buyer in the North County San Diego market? Are you scouring the Internet for hours to find the best deal? So, how’s it going? Let me guess….not well & if you don’t have an agent, you’re probably ready to throw in the towel. This is why you need an agent! There are many reasons why its […]
North County Short Sales approved in 7-10 days?
Did you know that the banks are streamlining short sales? Say what? Oh yes. Starting April 5, 2010 it’s going to get easier my friends. Well let’s hope so anyway. Each lending institutions will need to subscribe as participant in order implement the program. Bad news, the lender list is really short. In fact, still waiting […]
Needles in the haystack. Ouch! Short sales in North County
You may have asked yourself this question when it comes to short sales…. Should I bother with a short sale? I’ve heard they take forever to close. Well it depends. Sometimes you can get a better deal with short sales but be careful & patient. Most short sales are similar to bank owned homes, where […]
Is it your first time? Take ease with these steps toward homeownership.
So you’re thinking about buying a house? Now what??? There a few things to consider before taking the next step towards homeownership. Can you qualify for a loan? Most people think that if they have good credit, this part of the process is “in the bag” but don’t start your home search just yet. Did […]
Coming soon…more homes for FHA buyers
More homes to be available in North County San Diego and beyond Is it for real? Yes it is! The FHA (Federal Housing Administration) is temporarily moving the anti-flipping rule from their guidelines for the next year. So, what does that mean? Well, if you’ve been trying or tried to buy a home in San Diego for past […]
