Its interesting. Every time people find out my career of choice they have 1 of 2 opinions. Either how awesome it is to own or how awful it is to be a homeowner. To me I have to side with the former. Homeownership to me is about community, a long term decision about where to […]
Bigger Tax Return? Pay Less Taxes?
Here we are…the last day of the first month of 2011 One of the biggest things that we all start thinking about this time of year is tax season. I’ve come across some good information & useful tips to share with you on filing your taxes as well as things to consider when filing taxes. […]
Thinking about buying a home for sale in North County?
The media really seems to contradict itself, doesn’t it? Reasons not to buy like the state of economy & the shadow inventory OR reasons why you should buy like the interest rates & short sales. Why is now a good time to buy? Shadow inventory & short sales. Contradictory? Yes but reasons to buy. Why? The current […]
Are we there yet?
San Marcos has seen it’s hay day of sky rocketing home prices but are those days gone forever? It may take several years from now before we see double-digit appreciation but we are starting to see an upward trend in median home price. In fact, from year to year July 2009 -2010, the median home price […]
Why now? Why not?
Why now? With all of the attention or lack of attention this market is getting, Why now?, is a realistic question to ask about buying or selling a house. But if it’s so good, then why are people sitting on the sidelines? Good question. In my opinion, there’s a few different reasons why people are on the […]
Short sale success!
Short sales. That’s the buzz word these days, isn’t it? Well, most of you probably know what a short sale is, but just in case you didn’t, in a nut shell: A short sale is when a homeowner owes more on the house than its worth & must seek out lender approval in order to […]
11th hour- Deal or no deal
Did you know that as of June 1st, 2010, Lenders are now required to pull your credit again right before the close of escrow? What does that mean to you??? Well if you’ve taken out new lines of credit (say you bought appliances or furniture) that could kill your deal. Why? The reason is the […]
Homebuyer’s Guide to avoid a denial of credit
For all of you homebuyers out there, be mindful! Lenders aren’t handing out money like they used to a few years ago. You will be put through the ringer! Ask anyone who’s applied for a mortgage in the last couple years, they’ll tell you. It’s crucial to work with a competent lender who knows the […]
Short sales approved in 10 days???
Can this be true? It may be starting April 5th, 2010. U.S. Treasury department is going to require that any bank receiving federal assistance will have only 10 days to respond to short sale offers presented to them. In order to be considered for the HAFA program: The home must be the principle residence of the […]
It’s official- 1st time buyers can get $18K!
$18,000 IN COMBINED HOMEBUYER TAX CREDITS FOR A LIMITED TIME Californians have a brief window of opportunity to receive up to $18,000 in combined federal and state homebuyer tax credits. To take advantage of both tax credits, a first-time homebuyer must enter into a purchase contract for a principal residence before May 1, 2010, and […]