Closing: Time to close. There are so many moving parts & so many people involved in a Real Estate transaction. The closing is the final part & it falls primarily in the hands of your mortgage lender and escrow company. The steps to complete the transaction are as follows: 1. Loan funding. Your final loan documents […]

The Offer: You have found the one, time to put together an offer! As members of the California Association of Realtors, we use CAR forms exclusively during real estate transactions. There are a number of benefits, primarily being that CAR updates their form library to keep up with current state law. Advantage is that the […]

Earnest Money Deposit: Once the offer is accepted & the RPA (Residential Purchase Agreement) is fully executed by all parties, the first part in holding up your end of the purchase agreement is to deliver your deposit to escrow within the agreed upon timeline. This is 72 hours in most cases. Hand delivery or wire […]

Contingency Period: This is the timeline you have to satisfy all of your loan conditions, as well as property inspections. Sometimes known as your ” Free Look”. Obviously, inspections cost money so expect to have out-of-pocket expenses during your contingency period. You will pay for a home appraisal & that will be ordered by your […]

Contingencies Removed: The home stretch of the buying process. You are content with the disclosures, reports, and inspections. Your loan has been given clearance to go to the final document phase. The seller is going to want this commitment in writing, and you guessed it: there is a form for that! This is the part […]

Home showing: This is it! A date to go out showing has been decided, and appointments have been scheduled. We are hitting the road and going into prospective homes. In your search process, mental ideas are formed about the home you desire. Overlaying that idea on available inventory is the fun part. Homes that are […]

Home Search: Loan qualification in hand, it is time to start searching. Your home search is personal. You are looking for a new place to call your castle, and finding what you are looking for is key. That said, there will usually be a compromise of some sort: so it’s important you under The rules of […]

There are so many things to consider before “taking the plunge” with a Real Estate agent. Be sure to talk to more than just one professional before you choose the person to help represent you in the complex process of buying or selling a Real Estate. We have lots of insight to share with you […]